The client, a dedicated Emergency Services worker, sought to refinance his existing home loan. As a single individual with no dependents, he was keen to optimise his financial situation and benefit from potential cash-back offers.

The client is a 33-year-old single, self-employed first-time home buyer with no dependents. The client had their eyes set on purchasing their first home and found a property worth $2.38 million that perfectly suited their needs.

The client is a 66-year-old self-employed individual seeking to restructure for his multiple home loans. He owns four properties, comprising three investment properties and one owner-occupied property currently financed through different lenders. The client’s primary objective was to restructure his existing home loans to obtain a better interest rate and release one of his investment properties.